Ngongole ndi chida chabwino (osati chokha) panjira yokhala ndi nyumba yanu. Komabe, ambiri aku Czechs amabweza kwa zaka zosachepera 20, pomwe pangakhale mipata ingapo yokambirana za chiwongola dzanja chabwinoko. Pamapeto pake, pafupifupi aliyense ali ndi mwayi wosunga phindu. Pachifukwa ichi, zomwe zimatchedwa refinancing zimagwira ntchito yofunika kwambiri. Koma pali nsomba yaying'ono. Mmodzi sayenera kuphonya mphindi yoyenera, ndipo m'malo mwake, munthu ayenera kuyang'anitsitsa tsiku limodzi lofunika - kutha kwa kukonza.
Refinancing ya ngongole
Monga tafotokozera pamwambapa, ngati mukufuna kupulumutsa momwe mungathere panyumba yanu yobwereketsa, kubweza ndalama kumagwira ntchito yofunika kwambiri. Zikatero, mudzabweza ngongole yanu ndi banki yomwe ilipo ndi ngongole yanyumba yomwe mwangokambirana kumene ndi banki ina. Izi ndizofala komanso zotetezeka pothana ndi chiwongola dzanja chokwera. Panthawi imodzimodziyo, njirayi imabweretsanso ubwino wina. Kuwonjezera pa chiwongoladzanja, ngongole yobwereketsa ikhoza kuwonjezeredwa, kuwonjezeredwa kapena, mosiyana, kufupikitsidwa.
Chinthu chonsecho chili ndi chikhalidwe chimodzi chokha. Ingoyang'anani tsiku lomaliza lotchulidwa kumapeto kwa kukonzanso ndikuyamba kuthetsa ndondomeko yonse yokonzanso ndalama isanathe. Zikatero, ndithudi, njira zingapo zomwe zingatheke zimaperekedwa. Mwina mungathe kuchita nokha, kapena mukhoza kudalira mphamvu zamakono zamakono ndikupanga njira yonseyo kukhala yosavuta. Kuphatikiza apo, pakali pano ndiye mwayi woyenera kwambiri kubweza ndalama. Ngati munatenga ngongole zaka zinayi kapena zisanu zapitazo, ndiye kuti kubwezeretsanso ndikofunikira. Chiwongola dzanja chili pamlingo wosiyana kwambiri pakali pano, zomwe zitha kukuvutitsani chikwama chanu. Choncho pabuka funso losavuta. Kodi mungapewe bwanji izi?
Mortgage Watcher
Pulogalamu yotchuka yapaintaneti imaperekedwa ngati yankho lotsimikiziridwa hyponamíru.cz. Kumbuyo kwake kuli kuyambika kwa fintech yaku Czech komwe kumagwira ntchito zangongole, kubwezanso kwawo ndikuwongolera. Utumikiwu umaposa mwayi wa njira zina zomwe zilipo ndipo makamaka umabweretsa njira zingapo kwa anthu, kuyambira pa ndondomeko ya ngongole yanyumba, kupyolera mu "kuyang'anira" ndi kuyang'anira, mpaka kuwerengera malo. Choncho si kungowerengetsera kubwereketsa, koma mabuku njira ndi angapo ubwino zina. Gawo labwino kwambiri, ndikuti mutha kuthetsa pafupifupi chilichonse kuchokera panyumba yanu yabwino.
Gawo lofunikira la hyponamíru.cz ndi ntchito yotchedwa Mortgage Watcher, yomwe imayang'anira nthawi yofunikira ndikuwongolera kubweza ndalama. Pakubweza ngongole yanyumba, ndikofunikira kuti mudziwitse banki yanu za sitepe iyi osachepera masiku 30 kutha kwa fixation adadziwitsa. Choncho, ndi koyenera kuti tiyambe kuthetsa nkhani yonseyo mu nthawi, osachepera miyezi iwiri isanafike kutha kwa zomwe tatchulazi. The Mortgage Watcher adzakudziwitsani za zonsezi mu nthawi yabwino, zomwe zingakuthandizeninso ndi makonda abwino kwambiri. Banking yobwereketsa pa intaneti ndiye likulu la zonse zomwe zikuchitika pa hyponamíru.cz. Chifukwa chake mutha kuwona bwino zonse pazenera, kuphatikiza gawo lomwe mulili ndikubweza ngongole yanu yanyumba.
Zikatero, pulogalamu yapaintaneti idzasamalira chilichonse mwachindunji - kuyambira pa nthawi yake ndikupeza zopereka zabwino kwambiri, kukonzekera zikalata zofunika ndi ntchito yotsatira. Koma tiyeni mwamsanga kuunikira ena pa ndondomeko lonse. Choyamba muyenera kupita zowerengera za ngongole zanyumba kuti mubwezere ndalama, kumene mumangofunika kudzaza zofunikira informace. Nthawi yomweyo, ndikofunikira kusankha pano ngati tikufuna kuthetsa kubweza ndalama pa intaneti ndi bonasi, kapena otchedwa ukalamba pogwiritsa ntchito mlangizi. Kuti tithetse chilichonse pa intaneti, timadina njira yoyamba. Pambuyo pake, komabe, timasamukira ku banki yobwereketsa, komwe zonse zimawonetsedwa, zomwe zimatha kusanjidwa molingana ndi zomwe amakonda, mwachitsanzo, malinga ndi kuchuluka kwa chiwongola dzanja.
Ngati mukulipira ngongole yanu ndipo mukuyandikira kumapeto kwa kukonza kwanu, musazengereze. Poganizira kuchuluka kwa chiwongola dzanja chapano, ndikofunikira kukonza zobweza ndalama munthawi yake. Komano, simuyenera kudikira mopanda chifukwa mpaka tsiku lotchulidwalo. Mukhoza nthawi yomweyo a mfulu kwathunthu ikani pansi pa mapiko a hyponamíru.cz ndikulola Hlídáč hótéky kuti akusamalireni chilichonse. Panthawi imodzimodziyo, mudzapeza madalitso ena ambiri - chifukwa mungathe kuthetsa chirichonse kuchokera ku chitonthozo cha nyumba yanu, mothandizidwa ndi akatswiri enieni, ndipo onetsetsani kuti simudzaphonya mwayi uliwonse kapena tsiku lomaliza lofunika. Mabanki osavuta obwereketsa, omwe ali pakati pazochitika zonse, amatenga gawo lofunikira kwambiri pa izi. Hyponamíru.cz imatsindikanso chitetezo chonse komanso zachinsinsi. Zonse zogwiritsa ntchito ndizotetezedwa kwambiri.
Pezani ngongole yanu yobwereketsa pa intaneti apa
Kuwerengera katundu
Kuphatikiza pa chowerengera chobwereketsa nyumba ndi wowonera nyumba, yankho la pa intaneti la hyponamíru.cz limapereka ntchito ina yofunika kwambiri. Tikukamba za gawo lapadera la mtengo wamtengo wapatali, yomwe idzakhala yothandiza kwa onse ogulitsa ndi ogula. Pankhaniyi, pulogalamuyi imagwira ntchito ndi msoko wakunjacarteknoloji yowerengera yolondola kwambiri, yomwe imaphatikizidwa ndi zomwe zilipo kuchokera kuzinthu zamakono komanso za mbiri yakale pazithunzi zazikulu kwambiri zamalonda ku Czech Republic, deta yochokera ku cadastre yogulitsa nyumba ndi mwayi wanzeru zopangira.
Aliyense akhoza kuyang'ana mtengo wanyumba pa intaneti mwachangu komanso mosavuta, mwachindunji kuchokera pa intaneti. Choncho iyi ndi njira yabwino kwambiri kwa wogulitsa katunduyo ndipo, mosiyana, kwa omwe ali ndi chidwi, omwe angathe kudziwa mtengo wake ndikuyerekeza ngati mtengo wamakono suli wochuluka. Monga mwachizolowezi pa hyponamíru.cz, kutsindika kwakukulu kumayikidwa pa kuphweka komanso chitonthozo chonse pankhaniyi. Pachigawo choyamba, muyenera kusankha ngati ndi nyumba kapena nyumba, lembani zofunikira (malo okhala, chiwerengero cha zipinda, chaka chomanga, chikhalidwe, etc.) ndiyeno ingolowetsani deta yanu mu mawonekedwe. dzina ndi imelo, zomwe mukuganiza kuti zifika.
Mutha kudziwa mtengo wamtengo wapatali apa
Kuyerekeza mtengo wanyumba sitepe ndi sitepe
About hyponamíru.cz
Hyponamíru.cz imapereka yankho labwino kwambiri, koposa zonse, lokwanira lomwe lingasamalire kukhazikitsa, kuyang'anira kapena kubweza ngongole yanyumba. Monga tanenera kale, phindu lalikulu ndi chitonthozo chonse. Kwenikweni zonse zitha kuthetsedwa kuchokera ku chitonthozo cha nyumba yanu. Kuwonetsetsa ndikofunikanso kwambiri. Wogwiritsa ntchito aliyense ali ndi tsatanetsatane wazinthu zonse zofunika mwachindunji kubanki yanyumba, kuphatikiza, zolipiritsa, chiwongola dzanja ndi zina zambiri. Yankho lonse limathandizidwa mwachindunji ndi gulu la akatswiri odziwa bwino zanyumba. Amatenga nawo gawo pakukula kwa pulatifomu ndikuwonetsetsa kuti aliyense atha kupeza ngongole yabwino kwambiri popanda zopinga zosafunikira.
Kuchita ndi ngongole yanyumba kapena kubwezeretsanso sikophweka kwenikweni. Ndicho chifukwa chake sizimapweteka kukhala ndi mnzanu wodziwa zambiri kuti akutsogolereni muzochitika zonse. Komabe, Hyponamíru.cz imatengera gawo limodzi kupitilira - imabweretsa chidziwitso chofunikira kumadera aku Czech. Makamaka, amapanga podcast Kwa ngongole yabwino ndi nkhani za ngongole HypoNews pa Youtube. Awa ndi mapologalamu amfupi omwe akatswiri obwereketsa nyumba amalankhula za mfundo zofunika zomwe ndi zabwino kudziwiratu.
Kukambitsirana kwa nkhaniyo
Zokambirana sizinatsegulidwe m'nkhaniyi.