Tsekani malonda

Uthenga wamalonda: Kugula mphatso Khrisimasi isanafike ndi chimodzi mwazinthu zomwe zimadzetsa nkhawa maholide asanafike. Kusankha mphatso yoyenera, kukhala ndi nthawi yokwanira yoipereka ndi kuikulunga bwino zonse zimafuna kukonzekera ndi kulimba mtima. Nanga bwanji ngati mwapeza mphatso yabwino koma simungakwanitse kulipirira zonse? Kenako pamabwera chigamulo chokhudza ngati kuli koyenera kudzipereka pakubweza kwa nthawi yayitali pamwezi. Nthawi zambiri, vuto ili limabwera ndi mafoni a m'manja, omwe amaimira chinthu chodziwika koma chovuta kugula Khrisimasi. Tiyeni tione mwatsatanetsatane options kwa pang'onopang'ono kulipira foni yanu.

Pezani mwachidule zandalama zanu

Gawo loyamba ndi lofunikira ndikuwona mwatsatanetsatane komanso zenizeni za kuthekera kwanu pazachuma. Kugula foni yatsopano ndi kudzipereka kwakukulu. Ngati bajeti yanu ili pachiwopsezo chosintha mchaka, kapena simukutsimikiza kuti mutha kubweza, ndibwino kupewa ngongole. Kuli bwino kukhala ndi mphatso ya Khrisimasi yosauka pang'ono chaka chino kusiyana ndi kulowa m'kaundula wangongole pansi pa mtengo chaka chamawa.

Munthu wokhala ndi foni Unsplash
Gwero: Unsplash

Ganizirani njira yobwezera yomwe ili yabwino kwa inu

Mafoni am'manja ndi ena mwazinthu zomwe zili ndi njira zambiri zobweza zomwe zingatheke. Mukhoza kusankha, mwachitsanzo:

Kugulidwa ndi tariff

Mutha kupeza foni yam'manja kuchokera kwa ogwira ntchito pamtengo wabwino kwambiri ngati mudziperekanso pamitengo yomwe mwasankha. Sitikufuna kutaya mwayi uwu nthawi yomweyo, koma oyenera mafoni tariff pa zosowa zanu ndi tariff foni anapereka, iwo nthawi zambiri kutali wina ndi mzake. Choncho sankhani mwanzeru ndipo musapusitsidwe ndi mtengo wotsika wa foni yokha.

Gulani pang'onopang'ono kuchokera kwa wogulitsa

Ogulitsa magetsi amalola kugula pang'onopang'ono pafupifupi chilichonse kuphatikiza mafoni okwera mtengo. Ikhoza kukhala chisankho chabwino, koma musayembekezere phindu lililonse lalikulu ndipo chitsanzocho chidzakuwonongerani ndalama zambiri kuposa ngati munalipira zonse mwakamodzi.

Kulipira ndi kirediti kadi

M'dziko lathu, kulipira chilichonse ndi kirediti kadi sikunachitikebe momwe zilili ku US. Ndipo mwina chimenecho ndi chinthu chabwino. Lipirani ndi kirediti kadi mukhoza kuchita chirichonse, nthawi iliyonse. Chifukwa cha izi, ogwiritsa ntchito ena amachita mosasamala pang'ono ndikugula zinthu ndi ndalama zomwe sangathe kubweza.

khadi yolipira ya unsplash
Gwero: Unsplash

Ngongole ya ogula

Ngongole yoyenera kwa kampani yosakhala ya banki, ikhoza kuthetsa mavuto ambiri azachuma okhudzana ndi Khirisimasi. Mutha kulipira mphatso (telefoni) ndi gawo la ndalama zomwe mwalandira ndikuzigwiritsa ntchito pazinthu zina. Koma muyenera kusankha wopereka ngongole wolimba pasadakhale.

Samalani tsatanetsatane wa mgwirizano wa ngongole

Ngongole yopanda ogula ku banki idzachotsa munga wachuma pachidendene chanu mwachangu komanso popanda zikalata zosafunika. Koma musatengeke ndi ngongole iliyonse yomwe imadzinenera kuti ndi yopindulitsa. Musanasaine mgwirizano uliwonse, choyamba fufuzani RPSN (mtengo weniweni wa ngongole) ndi momwe mungabwezere mochedwa. Othandizira osadalirika ali okondwa kukuchotserani ngati mwachedwa ngakhale tsiku limodzi.


Samsung Magazine ilibe udindo pazolemba pamwambapa. Iyi ndi nkhani yamalonda yoperekedwa (yathunthu ndi maulalo) ndi wotsatsa. 

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