Uthenga wamalonda: Kodi ndibwino kuyika ndalama mu P2P kapena masheya?

Uthenga wamalonda: Ukadaulo wamakono ndi njira zina zasokoneza miyambo yambiri muzachuma. Njira imodzi yopezera ndalama mwanjira imeneyi ndi, mwachitsanzo, ngongole za P2P, zomwe zimapangitsa kuti zidutse mabungwe akale ndi zonena zawo ndi chindapusa.

Chitsanzo cha nsanja ya P2P ndi mwachitsanzo Czech Bondster, yomwe imagwira ntchito ngati msika komanso mkhalapakati pakati pa obwereketsa ndi osunga ndalama. Apa mutha kuyika ndalama zanu zaulere pamangongole malinga ndi zomwe mukufuna, mwachitsanzo, zokolola zambiri, mtundu wangongole, ndi zina.

Chodziwika bwino cha Bondster ndikufunitsitsa kuchita bwino kupeza ngongole, zomwe akufuna kukopa osunga ndalama osamala. Momwe Bondster amachitira izi:

• Gawo la ngongole zimatetezedwa ndi malo kapena katundu wina
• Imapereka gawo la ngongole buyback ngati kusakhulupirika

Pambuyo pofananiza ndalama zanu ndi ngongole inayake, woyendetsa nsanja amasamalira chilichonse. Mumapeza magawo ndi chiwongola dzanja kuchokera ku Bondster. Zitsimikizo ndi ndondomeko za inshuwaransi ndi gawo lolandirika pakati pa osunga ndalama, chifukwa kuchuluka kwa omwe sanabwereke ndizochitika zodziwika bwino mu gawoli.

Kumbali ina, zinthu zosangalatsa zingatheke mwa kubwereka ndalama kuwerengera mpaka 15% pachaka.

Mbiri yosinthidwa mwamakonda komanso kasamalidwe kazinthu zamaluso

Kodi mumakopeka kwambiri ndi kusungitsa ndalama kwachikhalidwe muchitetezo? Pamtengo wocheperako, mutha kukhala ndi zomwe zimatchedwa makonda opangidwa ndikuwongolera.

Ali ndi izi mu repertoire yake Utumiki wamadoko, yomwe imapereka ndalama kwanthawi yayitali pogwiritsa ntchito masheya ndi ma ETF. Inu kusankha zikuchokera mbiri ndi njira nokha kutengera zomwe mumakonda. Portu ndiye amasamalira makonzedwe ake onse kwa inu.

Mtengo wowonjezera kwambiri kwa ogulitsa ogulitsa ndikusiyana kwakukulu. Ndi ndalama zochepa, ndizovuta kugula masheya padziko lonse lapansi.

Portu amagwiritsa ntchito lingaliro la zomwe zimatchedwa magawo ochepa. Chifukwa cha iwo, katundu padziko lonse lapansi angagulidwe pamtengo wochepa kwambiri.

Mutha kugulitsa bwino ndi Portu kuyambira CZK 1000 PANO

Ubwino waukulu:

• Portu imakhazikitsa ndikuwongolera njira yoyendetsera ndalama malinga ndi zomwe mumakonda
• Mitundu yosiyanasiyana ngakhale ndi ndalama zazing'ono

Mapulatifomuwa ndi oyenera kwa oyamba kumene kapena osunga ndalama omwe ali okonzeka kulipira akatswiri pakuwongolera mbiri. Ubwino wa Port umakhalapo ngakhale mutapanga ndalama ndi likulu laling'ono. Mutha kuyamba ndi chikwi chimodzi ndikuwonjezera pang'onopang'ono likulu laling'ono.

Kupanga kwaukadaulo sikungatsimikizire kubweza kwabwinoko nthawi zonse. Koma atha kupereka mwayi wofanana ndi magawo omwe m'mbuyomu anali a anthu am'manja okha. Chitsanzo ndi ngongole za P2P ndendende, zomwe zimatsegula mwayi kwa osunga ndalama opanda ufulu wopeza ndalama zambiri komanso maziko.

Komano, ma portfolio opangidwa mwaluso amadzaza kusiyana pakati pa ndalama zomwe mabanki amasunga ndi magawo. Mwanjira iyi, ngakhale anthu omwe alibe ndalama zambiri zaulere kapena alibe chidaliro pazosankha zawo zachuma amatha kulowa muzogulitsa zanthawi yayitali.

Kuyika ndalama ku Porto sikuli koopsa. Kubwerera m'mbiri si chitsimikizo cha kubwereranso kwamtsogolo.

• Yesani makonda mbiri kapena P2P ndalama zazikulu.